People who have tested positive for Swine flu will be entitled to claim the expenses of their treatment under the medical insurance they hold.
The good news came after the decision taken by state government that allows private hospitals to treat swine flu patients.
Divisional manager for New India Assurance Company, Pune,  Mr.Narayan Shejawale  said that the money spent by a swine flu patient will be entitled to reimbursement under the Mediclaim scheme. He further added “The only pre-requisite is that the policy needs to be taken out at least 30 days prior to the patient’s hospitalisation”.
The patient’s admission to the hospital would be cashless, though the insurance claim for the fee paid for the swab test will be settled retrospectively, within 30 days of filing the claim, Shejawale informed. He clarified that the patient can prefer a claim whether he is covered individually or under a group medical insurance plan.
Dr Shreeraj Deshpande, head of Heath insurance,  Bajaj Allianz General Insurance, said swine flu patients who test positive and get hospitalised would be covered under hospitalisation reimbursement plans like Bajaj Allianz Health Guard, Mediclaim or Group Health Insurance scheme in the same way as any other  illness, which requires hospitalisation.
(source -Â thehindubusinessline)
Why is this good news? This should be obvious, right? If
1. Swine flu is not specifically excluded (it was just discovered less than a year ago, so it couldn’t have been specifically excluded) and
2. It is a MEDICAL insurance claiming to reimburse any expenses for MEDICAL purposes requiring minimum 24 hours of hospitalization,
there is no reason in the world to even imagine that a claim will be rejected. What use is insurance if we are not sure that reasonable claims will be honoured?