http://www.bimaworld.com/forums/ Indian Insurance Community Forums en Fri, 10 Feb 2012 09:50:41 +0000 http://www.bimaworld.com/forums/topic/fraud-by-aegon-religare-agent-in-karnal#post-5883 Mon, 02 Jan 2012 17:49:41 +0000 Anonymous 5883@http://www.bimaworld.com/forums/ <p>one agent of Aegon Religare told me that their company launched a scheme that has sure shot 16% return within 3 years.<br /> They sold me a Aegon Religare premium gain plus policy, after checking this I found that this is a ULIP.<br /> Now I got a phone that I can get a portability in this scheme with adding the same amount in the new FD scheme for nine month with handsome return. (30k + 30K) with refund of 82K.<br /> Is is possible? </p> http://www.bimaworld.com/forums/topic/aviva#post-6950 Wed, 25 Jan 2012 21:30:47 +0000 Anonymous 6950@http://www.bimaworld.com/forums/ <p>I was not told about initial allocation charges in policy(Aviva life little master ) and similarly I paid three mandatory premia regularly and when stopped paying it further .When I asked the agent at Silchar about complications in such cases he told me there is no problem you just monitor fund value .Now I cme to know that there is an option of making your policy PAID Up so that there are no monthly maintenance chharges.But in my case these charges are being deducted for last two years just because of insufficient guidance by agent. The company has to be more transparent. </p> http://www.bimaworld.com/forums/topic/ing-vysya-freedom-plan-a-scheme-to-loot-invester#post-4967 Mon, 31 Oct 2011 15:23:34 +0000 Anonymous 4967@http://www.bimaworld.com/forums/ <p>i had invested 13000 half yearly ( 13000*2*5= 130000 invested till now)...for five years in the plan till now and the present fund value is 115000.....</p> <p>I have been looted by the company ...they deduct all type of charged ....Annual charges , Quarterly charges and even monthly charges and what not ...</p> <p>Even to exit before 5 years u have to pay an hefty amount. This the worst fund houses and the worst scheme i ever had in my portfolio.<br /> Please remain away from such looters ..and safegaurd your interests. </p> http://www.bimaworld.com/forums/topic/shipping-across-country#post-4461 Thu, 02 Jun 2011 02:10:58 +0000 Anonymous 4461@http://www.bimaworld.com/forums/ <p>Stop at our website now to obtain additional info regarding <a href="http://www.usapackship.com/shipping.html">Shipping Across Country</a> </p> http://www.bimaworld.com/forums/topic/tamilnadu-star-new-health-insurance-scheme-for-govt-servants#post-4041 Sun, 20 Mar 2011 21:16:30 +0000 Anonymous 4041@http://www.bimaworld.com/forums/ <p>Sir,<br /> Star insurance company has signed a MoU with govt. of tamilnadu in insuring the health for a maximum of Rs.2 lacs for a block of 4 yrs.<br /> I am searching the web for the break up of the amount reimbursed for every surgery or treatment under this scheme.<br /> No where has star come out clean in black and white the the maximum amount allowed for each surgery.<br /> The call centre replies that its decided case to case basis.<br /> Neither IRDA nor The Govt. of Tamilnadu prevailed on the company to disclose the percentage of the sum assured to be claimed for each surgery.<br /> Unlike the public insurance company have everything in the documentation clearly mentioned. This would avoid unnecessary displeasure.<br /> Would Star look into it? </p> http://www.bimaworld.com/forums/topic/hi-newbei-from-us#post-3928 Sun, 06 Mar 2011 14:33:02 +0000 martin 3928@http://www.bimaworld.com/forums/ <p>Hi,</p> <p>A newbie here with a great interest in personal finance and other financial issues. I've been doing a lot of writing around the subject in the past few years. I hope to share helpful tips and advice in this forum and be part of the community.</p> <p>I found this forum very interesting and valuable, it is really great to be a part of this forum. </p> http://www.bimaworld.com/forums/topic/newbie-here#post-3578 Thu, 03 Feb 2011 09:15:03 +0000 jenny 3578@http://www.bimaworld.com/forums/ <p>Hi,</p> <p>Wants to say hello, i am scarlet from canada and interested in Internet Surfing, Forum Posting and Listening Music as i thought forum posting is one of the best way to enhance knowledge and grab new things.</p> <p>I found this forum very interesting and valuable, it is really great to be a part of this forum. </p> http://www.bimaworld.com/forums/topic/share-your-insurance-story#post-265 Tue, 11 Aug 2009 14:35:31 +0000 admin 265@http://www.bimaworld.com/forums/ <p>Your insurance experiences, what all policies have you taken? What made you select these policies?</p> <p>And your learning, thoughts...</p> <p><strong>Your advice will help many</strong> </p> http://www.bimaworld.com/forums/topic/personal-accident-claim-payment#post-488 Fri, 23 Oct 2009 23:37:54 +0000 devanand 488@http://www.bimaworld.com/forums/ <p>A corporate concern had taken out a Group Personal Accident policy for its workers. During the poilcy period one of the worker died and the claim was lodged with the insurer.</p> <p>Insurer asked for some of the relevant documents like:<br /> Death Certificate<br /> Post Moterm Report<br /> FIR copy &#38; Final Police report<br /> Hospital's Certificate showing cause of death<br /> Hospitalization and Indoor case papers.</p> <p>Corporate concern was able to furnish the Death Certificate along with a brief note about the incident after much persuation from the deceased worker's family. </p> <p>It was then noticed that the worker who died, had a road accident while driving motor bike on 6th May 2009 and had a fracture with minor injuries here and there. The worker got his fractured leg plastered from an Ayurvedic clinic but No FIR was made.</p> <p>Subsequently, the injured worker complained "chest pain" on 20th May 2009 and was taken to a Government hospital, where he ultimately died.</p> <p>The insurance company having noted all the facts and circumstance conveyed their inability to pay the claim since death was not caused as a consequence of the road accident but purely becasue of "heart failure", a primary cause, totally isolated and independent from the accidental injury. </p> <p>Conclusion: Under Personal Accident Policy "Death claim" is payable, if, death is caused directly as aresult of an accident or on account of a cause directly attributable to that accident. </p> http://www.bimaworld.com/forums/topic/blogger-introduce-your-blog#post-255 Tue, 04 Aug 2009 13:38:00 +0000 neha 255@http://www.bimaworld.com/forums/ <p>We have great respect for bloggers as they spend a lot of time collecting and simplifying information. If you are a blogger, please add comment to this thread with following details:</p> <p>1) Blog URL:<br /> 2) Your name: (Optional)<br /> 3) Top 5 Insurance related posts from your blog with a small description about each post and URL. (Make sure that the blog posts are insurance related and relevant for this community)<br /> 4) Facebook and Twitter links<br /> 5) Anything else you want to share ...</p> <p>We will highlight the blogs across this website and many mail it to our community members.</p> <p>Looking forward for a lot of comments.</p> <p>Regards,<br /> Neha </p> http://www.bimaworld.com/forums/topic/press-release-by-irda-on-24062009#post-66 Wed, 24 Jun 2009 23:43:03 +0000 Anonymous 66@http://www.bimaworld.com/forums/ <p>PRESS RELEASE </p> <p>It has come to our notice that there is an active website that is styled <a href="http://www.irdaindia.org.in" rel="nofollow">www.irdaindia.org.in</a> which looks identical and confusingly similar to our official website <a href="http://www.irdaindia.org." rel="nofollow">www.irdaindia.org.</a> As the website [b](www.irdaindia.org.in) could lead to misinterpretation of its contents, we are taking steps to ensure that there is sufficient clarity in this regard. Meanwhile, we hereby advise all the stakeholders, academia, general public and all others to exercise utmost caution in dealing with the website; and not to get misguided by what is stated therein. </p>