http://www.bimaworld.com/forums/ Indian Insurance Community Forums en Fri, 10 Feb 2012 09:12:30 +0000 http://www.bimaworld.com/forums/topic/sbi-life-unit-plus-regular-nav#post-4569 Sun, 26 Jun 2011 20:43:14 +0000 Anonymous 4569@http://www.bimaworld.com/forums/ <p>what is the current NAV of SBI life Unit Plus Regular ? </p> http://www.bimaworld.com/forums/topic/ulip-policy-maturity-claim#post-4542 Wed, 22 Jun 2011 14:32:31 +0000 Anonymous 4542@http://www.bimaworld.com/forums/ <p>sir,<br /> i have a future plus policy.And maturity date of policy 19-06-2011.So, now how can i collect all maturity amount? </p> http://www.bimaworld.com/forums/topic/difference-between-%e2%80%9clic%e2%80%99s-bima-account-ii-and-%e2%80%9clic%e2%80%99s-bima-account-i#post-3909 Sat, 05 Mar 2011 08:53:13 +0000 dushyantsaini 3909@http://www.bimaworld.com/forums/ <p>Dear,</p> <p>Let me know what is difference between Bima account 1 and bima account 2</p> <p>Regards,<br /> Dushyant </p> http://www.bimaworld.com/forums/topic/revival-and-lapsation-of-life-insurance-policies#post-55 Wed, 11 Feb 2009 17:43:34 +0000 ramlal 55@http://www.bimaworld.com/forums/ How / when does a policy lapse? How can it be revived? http://www.bimaworld.com/forums/topic/sbi-life-equity-fund#post-1433 Wed, 16 Jun 2010 10:36:43 +0000 Anonymous 1433@http://www.bimaworld.com/forums/ <p>please give me the latest nav of SBI life equity pension fund.. asap.plz. </p> http://www.bimaworld.com/forums/topic/choosing-term-insurance-company#post-666 Sun, 15 Nov 2009 19:24:55 +0000 Anonymous 666@http://www.bimaworld.com/forums/ <p>Hello!</p> <p>I am 36 years old male and after reading lot of insurance articles have surrendered all my existing endowment and other policies worth 3 lacs cover. I am now planning to take pure TERM insurance after I get my surrender value cheque.</p> <p>While intially I thought to stick with only LIC (Amulya Jeevan Term Plan-164) for covering 10 lacs for period of 25 years, after going through this forum, I find there are other options available in this sector. I find that Religare Term Insurance plan is cheaper than LIC for the same cover with added riders and accident benefits. </p> <p>However, being bit outdated and apprehensive about private companies, I have pre-decided mentality sticking to traditional national banks and insurance company. This is only because of inbuilt fear of my family not getting their due in case of my uneventual death. </p> <p>Do you think it would be wise enough to go for Religare Term Insurance plan? I mean is it absolutely safe to go for private companies?</p> <p>Thanks in advance</p> <p>Regards</p> <p>Jeet </p> http://www.bimaworld.com/forums/topic/plz-explain-new-pension-system#post-58 Sun, 24 May 2009 23:28:56 +0000 krishna 58@http://www.bimaworld.com/forums/ Can somebody explain what is new pension system. Is it good for private sector professionals. http://www.bimaworld.com/forums/topic/if-i-cant-pay-my-premium-what-should-i-do#post-50 Thu, 02 Apr 2009 07:49:04 +0000 dhrove 50@http://www.bimaworld.com/forums/ I m a business man with no fix income, my liabilities are huge can u recommend any insurance plan in which the value of premium can be changed in case of emergency for tat month ?? http://www.bimaworld.com/forums/topic/accidental-death-claim-of-term-insurance#post-6148 Tue, 10 Jan 2012 20:32:47 +0000 Anonymous 6148@http://www.bimaworld.com/forums/ <p>Hi,<br /> I dont have a vision in my one eye hence cant get valid driving license as per RTO rules in Maharashtra, India. But I drive 2 wheeler on regular basis without license for last 3 years. In case of my accidental death (with or without mistake from my side) can my insurance company reject the claim?<br /> I have already mentioned about my eye in the policy application form and also gone through medical test for eye while taking the policy.</p> <p>Regards,<br /> Hemant </p> http://www.bimaworld.com/forums/topic/refund-of-premium-piad-vide-lic-policy-possible#post-856 Thu, 14 Jan 2010 21:10:11 +0000 Anonymous 856@http://www.bimaworld.com/forums/ <p>In Year July-2007, i removed a Bima Gold insurance policy for Rs. 1 Lac i paid the first premium of Rs.927/- &#38; then discontinued paying the premium. </p> <p>In all total i have paid Rs. 927 to LIC . I would like to know that can the money be refunded to me in any ways by LIC &#38; what is the procedure for that.</p> <p>Arunkumar Jaiswal </p> http://www.bimaworld.com/forums/topic/how-to-save-tax-using-insurance#post-59 Tue, 17 Mar 2009 02:46:20 +0000 lalitmisra 59@http://www.bimaworld.com/forums/ My monthly salary is 30000/-. How insurance can help me in saving some taxes. I have no insurance coverage now. Thanks in advance http://www.bimaworld.com/forums/topic/surrender-policy#post-4488 Thu, 09 Jun 2011 19:09:41 +0000 Anonymous 4488@http://www.bimaworld.com/forums/ <p>I like to advice for surrender of LIC Policy which is Active more than a 7 to 8 years.<br /> Advice for:<br /> 1) How Much i Get if Surrender in this Year. example if My Policy SA is Rs.2 Lack which i paid premium more than 9 years.<br /> 2) Recently complted 4 yoears policy term, can i able to surrender policy?<br /> 3) If surrender all policy in how much time i get my money back? </p> http://www.bimaworld.com/forums/topic/what-is-beneficiary#post-52 Mon, 13 Apr 2009 14:57:57 +0000 dhrove 52@http://www.bimaworld.com/forums/ Explain the term beneficiary and what is the procedures to change the beneficiary on my life insurance? http://www.bimaworld.com/forums/topic/life-insurance#post-4619 Tue, 12 Jul 2011 17:02:25 +0000 Anonymous 4619@http://www.bimaworld.com/forums/ <p>HI</p> <p>I WOULD LIKE TO INSURE FOR MY PARENTS WHOES AGE IS 60+</p> <p>DO U HAVE ANY INSURANCE PLANS FOR THIS AGE SLAB???</p> <p>REGARDS<br /> PRIYA </p> http://www.bimaworld.com/forums/topic/do-i-need-insurance-policy#post-61 Sat, 02 May 2009 01:47:28 +0000 manavjindal 61@http://www.bimaworld.com/forums/ <p>I am 25 yrs single, do I need a life insurance policy,if yes, then which plan is suitable for me?</p> <p>Guest Use : Jyoti Saraf </p> http://www.bimaworld.com/forums/topic/how-much-life-insurance-do-i-need#post-53 Mon, 13 Apr 2009 14:56:05 +0000 dhrove 53@http://www.bimaworld.com/forums/ http://www.bimaworld.com/forums/topic/lic-moneyback-change-of-premium-possible#post-361 Thu, 03 Sep 2009 21:00:51 +0000 Anonymous 361@http://www.bimaworld.com/forums/ <p>Hi I am holding an LIC moneyback policy, I would like tio reduce my premium,or move to another plan without losing the so far paid premium, Is it possible?</p> <p>Renjith </p> http://www.bimaworld.com/forums/topic/dtc-impact-on-lic#post-5312 Tue, 13 Dec 2011 19:21:07 +0000 Anonymous 5312@http://www.bimaworld.com/forums/ <p>I am having two New Bima Gold Policy of 15lac Sum assured each, two years old. I am Paying around INR 1,04,000 for two policies annualy. If DTC comes into effect from April 2012, Maximum Eligible Deduction will be 50,000 under 80C. So, can i reduce the sum assured or what else can i do ? for getting Tax benefit </p> http://www.bimaworld.com/forums/topic/pension-plan#post-49 Fri, 29 May 2009 21:51:35 +0000 Anonymous 49@http://www.bimaworld.com/forums/ Can any one suggest, which pension plan is good for us, as I me n my wife both are working in a private sector company.My age is 35 planning for a secured future. http://www.bimaworld.com/forums/topic/premium-calculation#post-1991 Mon, 04 Oct 2010 14:49:41 +0000 saisri 1991@http://www.bimaworld.com/forums/ <p>Formula for calculating life insurance policy premium.If Plan=Moneyback, term 10 yrs, prepium paying term = 10, mode = yly, SA = 1,00,000, age = 30. How to take the basic tabular premium and add extras if any and delete the rebate given for SA or mode etc. how would be calculation be if flat extra rider is taken into account. </p> http://www.bimaworld.com/forums/topic/jevan-saral-maturity-038-charges#post-842 Sat, 09 Jan 2010 07:29:12 +0000 Anonymous 842@http://www.bimaworld.com/forums/ <p>Hello all,</p> <p>Monday, I have started Jevan saral investment plan in which I have to pay 36000 pa. Locking periods 3 years. So I'll be paying 10,8000. According to agent, I'll get 2,37,000 @ 15% at the end of 3 years if I withdraw. Is that the true statement? Will any charges be added? Any advices and answers will be appreciated. </p> http://www.bimaworld.com/forums/topic/jeevan-saral-is-good-policy-or-not#post-4399 Wed, 18 May 2011 16:37:37 +0000 hardeep.pahwa 4399@http://www.bimaworld.com/forums/ <p>I want to know that Jeevan Saral Policy is good or not. </p> http://www.bimaworld.com/forums/topic/return-of-premium-after-2-years-of-payment#post-4815 Sat, 17 Sep 2011 18:18:07 +0000 Anonymous 4815@http://www.bimaworld.com/forums/ <p>I have opened two policies of LIC in year 2008 and paid for two years but i could pay for the third year. Now this is fourth year going on . Can i pay of my previous year. If i pay now , how much penalties will i have to pay? or should i close my polices? which is more beneficial? Kindly guide me. </p> http://www.bimaworld.com/forums/topic/mturity-claim#post-4543 Wed, 22 Jun 2011 14:55:42 +0000 Anonymous 4543@http://www.bimaworld.com/forums/ <p>how can i collect my future plus policy maturity total amount? </p> http://www.bimaworld.com/forums/topic/assignment-of-life-insurance-policy#post-248 Wed, 29 Jul 2009 15:34:08 +0000 Anonymous 248@http://www.bimaworld.com/forums/ <p>Please clarify, whether assignment of Life Insurance contract is possible only if there is 'Sum Assured' avaialable? Also, can pension contracts be assigned? </p>