http://www.bimaworld.com/forums/ Indian Insurance Community Forums en Fri, 10 Feb 2012 08:02:12 +0000 http://www.bimaworld.com/forums/topic/agents#post-7212 Tue, 07 Feb 2012 14:23:16 +0000 Anonymous 7212@http://www.bimaworld.com/forums/ <p>how to search for agents in insurance company </p> http://www.bimaworld.com/forums/topic/what-is-motor-insurance#post-7202 Mon, 06 Feb 2012 14:37:16 +0000 abhijeet1 7202@http://www.bimaworld.com/forums/ <p>Motor Insurance is an acceding amid the insurer and the insured wherein the insurer provides banking awning for the agent and the insured in acknowledgment pays specific exceptional annually. </p> http://www.bimaworld.com/forums/topic/present-value-of-lic-future-plus-growth-fund-policy-no-331518736/page/2#post-7192 Sat, 04 Feb 2012 11:31:02 +0000 Anonymous 7192@http://www.bimaworld.com/forums/ <p>what is the current value of my policy no 176941371 and what i surrender thiss at time ********sombir </p> http://www.bimaworld.com/forums/topic/sbi-life-unit-plus-regular-nav#post-7174 Thu, 02 Feb 2012 17:26:09 +0000 Anonymous 7174@http://www.bimaworld.com/forums/ <p>Net Asset Values (NAV's) are available at:</p> <p>1. SBI Life<br /> 2. Shriram Life<br /> 3. Reliance<br /> 4. LIC </p> http://www.bimaworld.com/forums/topic/ulip-policy-maturity-claim#post-7173 Thu, 02 Feb 2012 17:24:55 +0000 Anonymous 7173@http://www.bimaworld.com/forums/ <p>The insurance agent can guide you better according to the policy of the respective company. </p> http://www.bimaworld.com/forums/topic/difference-between-%e2%80%9clic%e2%80%99s-bima-account-ii-and-%e2%80%9clic%e2%80%99s-bima-account-i#post-7171 Thu, 02 Feb 2012 17:22:53 +0000 Anonymous 7171@http://www.bimaworld.com/forums/ <p>Life Insurance Corporation said it has launched two new non linked plans. Bima Account I and Bima Account II. There are mainly two variation of this insurance plan called LIC Bima Account 1 and LIC Bima account 2, which differ a bit in terms of premiums, tenure etc. No wonder that it’s the best time to launch the insurance plan as everyone is looking forward to invest for tax-saving, and when something has a tag of “Guaranteed returns” + “LIC”. The company claims to pay 6% return, but will it be 6% by the time it reaches your hand ?<br /> Lets look at it ..<br /> Moreover, in Bima Account I there is no requirement of undergoing medical examination. The entry age for the Bima Account I is from 11 years to 50 years while it is 8 years to 60 years for Bima Account II. The minimum premium is Rs 600 per month under ECS mode for Bima Account I, while it is Rs 1,250 under Bima Account II, it said adding that the minimum yearly premium for Bima Account I is Rs 7,000; and Rs 15,000 for Bima Account II. </p> http://www.bimaworld.com/forums/topic/revival-and-lapsation-of-life-insurance-policies#post-7169 Thu, 02 Feb 2012 17:22:10 +0000 Anonymous 7169@http://www.bimaworld.com/forums/ <p>Policy can be revived by the amount of insurance plus interest rate.<br /> Company ususally starts campaigns to revive the policies. </p> http://www.bimaworld.com/forums/topic/sbi-life-equity-fund#post-7168 Thu, 02 Feb 2012 17:19:08 +0000 Anonymous 7168@http://www.bimaworld.com/forums/ <p>the above person is right, these plans now do not exist. </p> http://www.bimaworld.com/forums/topic/choosing-term-insurance-company#post-7167 Thu, 02 Feb 2012 17:18:23 +0000 Anonymous 7167@http://www.bimaworld.com/forums/ <p>It do not matters which is best and which is bad, The thing is how you select and which insurance company you select. </p> http://www.bimaworld.com/forums/topic/plz-explain-new-pension-system#post-7165 Thu, 02 Feb 2012 17:16:08 +0000 Anonymous 7165@http://www.bimaworld.com/forums/ <p>If is it any insurance policy for retired person having low pension? </p> http://www.bimaworld.com/forums/topic/if-i-cant-pay-my-premium-what-should-i-do#post-7164 Thu, 02 Feb 2012 17:10:36 +0000 Anonymous 7164@http://www.bimaworld.com/forums/ <p>short term insurance best suits for the person having irregular income. </p> http://www.bimaworld.com/forums/topic/whats-the-difference-between-an-agent-038-a-broker#post-7154 Wed, 01 Feb 2012 21:14:05 +0000 Jack 7154@http://www.bimaworld.com/forums/ <p>Many individuals do not know the difference between a real estate agent and a broker. While many of the responsibilities of the two are interchangeable when it comes to customers, the role and qualifications for each are incredibly different. </p> http://www.bimaworld.com/forums/topic/accidental-death-claim-of-term-insurance#post-7153 Wed, 01 Feb 2012 19:56:16 +0000 Jack 7153@http://www.bimaworld.com/forums/ <p>In the accidental death cases the company has to pay to all the clients for their loss as per the policy but for that thing you must be an authentic person that should everything legal , So will be best to get a license before such dangerous events and make sure the rules and safety. </p> http://www.bimaworld.com/forums/topic/refund-of-premium-piad-vide-lic-policy-possible#post-7152 Wed, 01 Feb 2012 19:52:13 +0000 Jack 7152@http://www.bimaworld.com/forums/ <p>The refund of such amount is impossible and it is already mentioned in the insurance policy rules that must be read and understand first before signing in the policy. </p> http://www.bimaworld.com/forums/topic/travel-insurance-coverage#post-7151 Wed, 01 Feb 2012 19:46:06 +0000 Jack 7151@http://www.bimaworld.com/forums/ <p>The travel insurance give protection to you against the hidden unwanted events of luggage lost, illness, robbery etc for a specific duration across some countries. So it is a nice way to take protection against the unwanted events in the journey. </p> http://www.bimaworld.com/forums/topic/who-should-buy-general-insurance#post-7149 Wed, 01 Feb 2012 19:37:18 +0000 Jack 7149@http://www.bimaworld.com/forums/ <p>The general insurance has many benefits and advantages in this age where sudden accidents and dangerous diseases can cost millions in a very short time. The basic need is to insure the future from any bad situation. </p> http://www.bimaworld.com/forums/topic/who-should-buy-general-insurance#post-7135 Tue, 31 Jan 2012 15:48:16 +0000 sjumani123 7135@http://www.bimaworld.com/forums/ <p>General insurance includes nearly all insurance activities other than life and health. It can be a Car insurance, travel insurance or property insurance. Insurance is one of the best investments you can make.</p> <p><a href="http://buyonline.aegonreligare.com/imax-plan.asp">Investment Plans in India<br /> </a> </p> http://www.bimaworld.com/forums/topic/reg-money-back-policy-tno-180#post-7120 Mon, 30 Jan 2012 23:29:37 +0000 pathialen 7120@http://www.bimaworld.com/forums/ <p>Keep your premium paying and in the end you will see that you have bought many advantages. </p> http://www.bimaworld.com/forums/topic/accidental-death-claim-of-term-insurance#post-7119 Mon, 30 Jan 2012 23:28:12 +0000 pathialen 7119@http://www.bimaworld.com/forums/ <p>If you have short term or long term health insurance then you can easily manage your expenses. </p> http://www.bimaworld.com/forums/topic/i-want-to-check-my-money-in-market-plus#post-7118 Mon, 30 Jan 2012 23:26:37 +0000 pathialen 7118@http://www.bimaworld.com/forums/ <p>Call your insurer and ask him/her to do job for you. Otherwise if they have provided this facility at their website then you can go there and check it out your investments etc. </p> http://www.bimaworld.com/forums/topic/lic-new-bhima-gold-policy-no-179#post-7117 Mon, 30 Jan 2012 23:24:37 +0000 pathialen 7117@http://www.bimaworld.com/forums/ <p>Well as mentioned by Devanand it is all about risk coverage.<br /> You should have your goals in mind while purchasing any product. </p> http://www.bimaworld.com/forums/topic/need-suggestion-on-ulip-plan-which-i-invested#post-7116 Mon, 30 Jan 2012 23:21:55 +0000 pathialen 7116@http://www.bimaworld.com/forums/ <p>My suggestion is that you should take one and invest all on a single product. </p> http://www.bimaworld.com/forums/topic/how-to-save-tax-using-insurance#post-7115 Mon, 30 Jan 2012 23:20:10 +0000 pathialen 7115@http://www.bimaworld.com/forums/ <p>An annual income of 4 lac is exempted from all taxes if it is insured. </p> http://www.bimaworld.com/forums/topic/which-agency-is-good#post-7114 Mon, 30 Jan 2012 23:18:31 +0000 pathialen 7114@http://www.bimaworld.com/forums/ <p>LIC has although a brand name but in my opinion Bajaj is also not as bad as people thought about it. </p> http://www.bimaworld.com/forums/topic/fraud-by-aegon-religare-agent-in-karnal#post-7113 Mon, 30 Jan 2012 23:16:51 +0000 pathialen 7113@http://www.bimaworld.com/forums/ <p>If the company is reliable and is offering this through proper procedure then it is possible, otherwise you should check out that whether all the documentation is full and legal. </p> http://www.bimaworld.com/forums/topic/refund-of-premium-piad-vide-lic-policy-possible#post-7112 Mon, 30 Jan 2012 23:06:57 +0000 pathialen 7112@http://www.bimaworld.com/forums/ <p>Either you can ask for the loan or you can leave your policy only in this case if you paid for minimum, i think 3 years.<br /> So as you have paid only for one year that is why it is not applied. </p> http://www.bimaworld.com/forums/topic/how-to-claim-car-accident#post-7111 Mon, 30 Jan 2012 23:04:01 +0000 pathialen 7111@http://www.bimaworld.com/forums/ <p>Passanger insurance cannot be claimed on your behalf. You can claim only your own insurance. </p> http://www.bimaworld.com/forums/topic/future-plue-172#post-7106 Mon, 30 Jan 2012 14:50:35 +0000 nishith 7106@http://www.bimaworld.com/forums/ <p>I want to know current Nav of this table </p> http://www.bimaworld.com/forums/topic/what-is-reinsurance#post-7104 Mon, 30 Jan 2012 12:43:59 +0000 abhijeet1 7104@http://www.bimaworld.com/forums/ <p>Reinsurance is been done by an insurance company from help of another insurance company who deal with the term of risk management. They both insurer and re insurer have agreement in which it been detailed that who have to pay for the losses. </p> http://www.bimaworld.com/forums/topic/what-is-reinsurance#post-7068 Fri, 27 Jan 2012 19:03:54 +0000 smear 7068@http://www.bimaworld.com/forums/ <p><blockquote>Reinsurance is best thought of as "insurance for insurance companies," a way for a primary insurer to protect against unforeseen or extraordinary losses. Reinsurance serves to limit liability on specific risks, to increase individual insurers' capacity, to share liability when losses overwhelm the primary insurer's resources, and to help insurers stabilize their business in the face of the wide swings in profit and loss margins inherent in the insurance business. For example, reinsurance plays a critically necessary, though behind-the-scenes, role in the financial management of natural disaster losses.</blockquote> </p> http://www.bimaworld.com/forums/topic/what-is-insurance-038-what-does-it-do#post-7067 Fri, 27 Jan 2012 19:01:35 +0000 smear 7067@http://www.bimaworld.com/forums/ <p>Life insurance, especially tailored to meet your financial needs.<br /> <strong>Need for Life Insurance</strong><br /> Today, there is no shortage of investment options for a person to choose from. Modern day investments include gold, property, fixed income instruments, mutual funds and of course, life insurance.<br /> <strong>Asset Protection</strong><br /> From an investor's point of view, an investment can play two roles - asset appreciation or asset protection.<br /> Life insurance is the only investment option that offers specific products tailormade for different life stages. It thus ensures that the benefits offered to the customer reflect the needs of the customer at that particular life stage. </p> http://www.bimaworld.com/forums/topic/what-kinds-of-policies-are-there#post-7066 Fri, 27 Jan 2012 18:57:49 +0000 smear 7066@http://www.bimaworld.com/forums/ <p>Insurance provides compensation to a person for an anticipated loss to his life, business or an asset. Insurance is broadly classified into two parts covering different types of risks:<br /> 1. Long-term (Life Insurance)<br /> 2. General Insurance (Non-life Insurance) </p> http://www.bimaworld.com/forums/topic/surrender-policy#post-7065 Fri, 27 Jan 2012 18:54:52 +0000 smear 7065@http://www.bimaworld.com/forums/ <p>The early termination of an insurance product by the policyholder is know as surrender policy. As more people realise their mistake, they want to exit from such insurance policies. Unfortunately, however, early exit from insurance policies results in a huge loss. It has three stages early, middle and last stage. </p> http://www.bimaworld.com/forums/topic/what-is-beneficiary#post-7064 Fri, 27 Jan 2012 18:50:40 +0000 smear 7064@http://www.bimaworld.com/forums/ <p>An individual, institution, trustee, or estate which receives, or may become eligible to receive, benefits under a will, insurance policy, retirement plan, annuity, trust, or other contract.</p> <p>It's important to keep beneficiary records on your policy current to ensure that proceeds are paid as you desire. As the policy owner, you may change the beneficiary(ies) on your policy at any time during the life of the insured. </p> http://www.bimaworld.com/forums/topic/life-insurance#post-7060 Fri, 27 Jan 2012 18:36:36 +0000 smear 7060@http://www.bimaworld.com/forums/ <p>There are some policies that could be adopted as per your choice but it would be better to ask a good policy from the agents. </p>