http://www.bimaworld.com/forums/ Indian Insurance Community Forums en Mon, 06 Feb 2012 22:48:19 +0000 http://www.bimaworld.com/forums/topic/what-is-motor-insurance#post-40 Sun, 12 Apr 2009 19:04:32 +0000 ishika 40@http://www.bimaworld.com/forums/ What is motor insurance n what all coverage policy does it provide along with motor insurance? http://www.bimaworld.com/forums/topic/present-value-of-lic-future-plus-growth-fund-policy-no-331518736#post-540 Sun, 01 Nov 2009 16:41:31 +0000 Anonymous 540@http://www.bimaworld.com/forums/ <p>What is the present value of above mentioned policy.<br /> hshora </p> http://www.bimaworld.com/forums/topic/sbi-life-unit-plus-regular-nav#post-4569 Sun, 26 Jun 2011 20:43:14 +0000 Anonymous 4569@http://www.bimaworld.com/forums/ <p>what is the current NAV of SBI life Unit Plus Regular ? </p> http://www.bimaworld.com/forums/topic/ulip-policy-maturity-claim#post-4542 Wed, 22 Jun 2011 14:32:31 +0000 Anonymous 4542@http://www.bimaworld.com/forums/ <p>sir,<br /> i have a future plus policy.And maturity date of policy 19-06-2011.So, now how can i collect all maturity amount? </p> http://www.bimaworld.com/forums/topic/difference-between-%e2%80%9clic%e2%80%99s-bima-account-ii-and-%e2%80%9clic%e2%80%99s-bima-account-i#post-3909 Sat, 05 Mar 2011 08:53:13 +0000 dushyantsaini 3909@http://www.bimaworld.com/forums/ <p>Dear,</p> <p>Let me know what is difference between Bima account 1 and bima account 2</p> <p>Regards,<br /> Dushyant </p> http://www.bimaworld.com/forums/topic/revival-and-lapsation-of-life-insurance-policies#post-55 Wed, 11 Feb 2009 17:43:34 +0000 ramlal 55@http://www.bimaworld.com/forums/ How / when does a policy lapse? How can it be revived? http://www.bimaworld.com/forums/topic/sbi-life-equity-fund#post-1433 Wed, 16 Jun 2010 10:36:43 +0000 Anonymous 1433@http://www.bimaworld.com/forums/ <p>please give me the latest nav of SBI life equity pension fund.. asap.plz. </p> http://www.bimaworld.com/forums/topic/choosing-term-insurance-company#post-666 Sun, 15 Nov 2009 19:24:55 +0000 Anonymous 666@http://www.bimaworld.com/forums/ <p>Hello!</p> <p>I am 36 years old male and after reading lot of insurance articles have surrendered all my existing endowment and other policies worth 3 lacs cover. I am now planning to take pure TERM insurance after I get my surrender value cheque.</p> <p>While intially I thought to stick with only LIC (Amulya Jeevan Term Plan-164) for covering 10 lacs for period of 25 years, after going through this forum, I find there are other options available in this sector. I find that Religare Term Insurance plan is cheaper than LIC for the same cover with added riders and accident benefits. </p> <p>However, being bit outdated and apprehensive about private companies, I have pre-decided mentality sticking to traditional national banks and insurance company. This is only because of inbuilt fear of my family not getting their due in case of my uneventual death. </p> <p>Do you think it would be wise enough to go for Religare Term Insurance plan? I mean is it absolutely safe to go for private companies?</p> <p>Thanks in advance</p> <p>Regards</p> <p>Jeet </p> http://www.bimaworld.com/forums/topic/plz-explain-new-pension-system#post-58 Sun, 24 May 2009 23:28:56 +0000 krishna 58@http://www.bimaworld.com/forums/ Can somebody explain what is new pension system. Is it good for private sector professionals. http://www.bimaworld.com/forums/topic/if-i-cant-pay-my-premium-what-should-i-do#post-50 Thu, 02 Apr 2009 07:49:04 +0000 dhrove 50@http://www.bimaworld.com/forums/ I m a business man with no fix income, my liabilities are huge can u recommend any insurance plan in which the value of premium can be changed in case of emergency for tat month ?? http://www.bimaworld.com/forums/topic/whats-the-difference-between-an-agent-038-a-broker#post-23 Wed, 29 Apr 2009 19:17:23 +0000 chirag 23@http://www.bimaworld.com/forums/ <p>Among an agent and a broker who can provide best information on insurance product ? </p> http://www.bimaworld.com/forums/topic/accidental-death-claim-of-term-insurance#post-6148 Tue, 10 Jan 2012 20:32:47 +0000 Anonymous 6148@http://www.bimaworld.com/forums/ <p>Hi,<br /> I dont have a vision in my one eye hence cant get valid driving license as per RTO rules in Maharashtra, India. But I drive 2 wheeler on regular basis without license for last 3 years. In case of my accidental death (with or without mistake from my side) can my insurance company reject the claim?<br /> I have already mentioned about my eye in the policy application form and also gone through medical test for eye while taking the policy.</p> <p>Regards,<br /> Hemant </p> http://www.bimaworld.com/forums/topic/refund-of-premium-piad-vide-lic-policy-possible#post-856 Thu, 14 Jan 2010 21:10:11 +0000 Anonymous 856@http://www.bimaworld.com/forums/ <p>In Year July-2007, i removed a Bima Gold insurance policy for Rs. 1 Lac i paid the first premium of Rs.927/- &#38; then discontinued paying the premium. </p> <p>In all total i have paid Rs. 927 to LIC . I would like to know that can the money be refunded to me in any ways by LIC &#38; what is the procedure for that.</p> <p>Arunkumar Jaiswal </p> http://www.bimaworld.com/forums/topic/travel-insurance-coverage#post-30 Wed, 03 Jun 2009 10:56:56 +0000 Anonymous 30@http://www.bimaworld.com/forums/ <p>What is travel insurance and what does it covers?</p> <p>Guest user : Namrata </p> http://www.bimaworld.com/forums/topic/who-should-buy-general-insurance#post-27 Thu, 09 Apr 2009 17:44:41 +0000 kabra 27@http://www.bimaworld.com/forums/ <p>Why should I buy general insurance, what all benefits does it provide? </p> http://www.bimaworld.com/forums/topic/reg-money-back-policy-tno-180#post-6754 Thu, 19 Jan 2012 16:10:01 +0000 Anonymous 6754@http://www.bimaworld.com/forums/ <p>Hi , </p> <p>I have a Money back policy (T.NO 180) taken on Mar 2007 and have made 5 payments.<br /> I would like to know I) the maturity benefits ,<br /> II) and is it worth to make the payment further or to cancel it now? </p> http://www.bimaworld.com/forums/topic/i-want-to-check-my-money-in-market-plus#post-5554 Tue, 20 Dec 2011 18:05:43 +0000 Anonymous 5554@http://www.bimaworld.com/forums/ <p>what shuld i do to check it </p> http://www.bimaworld.com/forums/topic/lic-new-bhima-gold-policy-no-179#post-5047 Mon, 21 Nov 2011 12:53:02 +0000 Sainu_abid 5047@http://www.bimaworld.com/forums/ <p>Hi Every one...!</p> <p>I am an NRI and recently took an LIC No 179 policy with sum assurance of 15,00,000 for a period of 16 Years. Its a money back policy in which i will get 225000 back every 4th Year. And my annual permium is 76,232 which i pay half yearly.</p> <p>My yearly earning is around 13,00,000 and can still effort to pay the mentioned premium. But now i think its not really worth what i am going to get after the maturity of the policy. The total benefit which is get the from the policy is 2,25,000*3 (every 4th Year) + 9,00,000 (at the maturity including bonus)= 15,75,000. Thats only around 3,50,000+ Premium i have paid for 16 yrs.</p> <p>I short i get back only 3,50,000 (approx) as profit at the maturity of 16 years. Considering the money value going down every year 3,50,000 as profit at the maturity is peanut, infact its a great loss too. </p> <p>I have a very poor understand about these things. So please suggest if my understanding is wrong. Since i don't find the policy as a profitable one, i am thinking of, if can reduce the assured amount and the premium paid without termination. But i am not sure if i can do that. I am waiting for some expert advice's.</p> <p>Thanking in Advance </p> http://www.bimaworld.com/forums/topic/need-suggestion-on-ulip-plan-which-i-invested#post-5304 Tue, 13 Dec 2011 17:14:54 +0000 Anonymous 5304@http://www.bimaworld.com/forums/ <p>I have taken the ULIP from amsure(Associated with Max New York Life Insurance) and have paid the premuim for 2 yrs(locking period is for 3 years).Due to some personal reasons i couldnt pay my 3rd year preimum and also i came to know that my fund value is not even 1/4th of the premium which i paid for the 2 years.<br /> The policy term is for 15 years and the preimum is 50k (for 2 policies).Since i didnt pay my 3rd year preimum the policy is in inactive state.</p> <p>In this situation can i continue paying the premium(3rd yr preimum is 50k each for 2 policies) and for 15years will it be beneficial?<br /> Or if i want to close the policy without paying the 3rd preimum will i be able to get some amount from which i paid for the 2 years.</p> <p>Jan 2012 is my due date to pay my 3rd premium.</p> <p>Kindly suggest whether i can goahead and pay the premium or quit...... </p> http://www.bimaworld.com/forums/topic/how-to-save-tax-using-insurance#post-59 Tue, 17 Mar 2009 02:46:20 +0000 lalitmisra 59@http://www.bimaworld.com/forums/ My monthly salary is 30000/-. How insurance can help me in saving some taxes. I have no insurance coverage now. Thanks in advance http://www.bimaworld.com/forums/topic/which-agency-is-good#post-1840 Wed, 15 Sep 2010 22:10:26 +0000 Anonymous 1840@http://www.bimaworld.com/forums/ <p>Hi ! </p> <p>I have been confused lately. I have to appear for exam on Friday. I am still confused whether LIC is good or Bajaj Allianz. I will be also travelling a lot and I would be looking one which can be helpful even online.Which one is better ?</p> <p>I feel LIC has a brand name whereas bajaj is comparative new.<br /> Please answer asap<br /> Thanks </p> http://www.bimaworld.com/forums/topic/fraud-by-aegon-religare-agent-in-karnal#post-5883 Mon, 02 Jan 2012 17:49:41 +0000 Anonymous 5883@http://www.bimaworld.com/forums/ <p>one agent of Aegon Religare told me that their company launched a scheme that has sure shot 16% return within 3 years.<br /> They sold me a Aegon Religare premium gain plus policy, after checking this I found that this is a ULIP.<br /> Now I got a phone that I can get a portability in this scheme with adding the same amount in the new FD scheme for nine month with handsome return. (30k + 30K) with refund of 82K.<br /> Is is possible? </p> http://www.bimaworld.com/forums/topic/how-to-claim-car-accident#post-32 Tue, 21 Apr 2009 20:58:58 +0000 hemant 32@http://www.bimaworld.com/forums/ If my passenger are injured from an accident which was not my fault n i have liability insurance, can I claim motor insurance for my medical expenses? http://www.bimaworld.com/forums/topic/future-plue-172#post-7106 Mon, 30 Jan 2012 14:50:35 +0000 nishith 7106@http://www.bimaworld.com/forums/ <p>I want to know current Nav of this table </p> http://www.bimaworld.com/forums/topic/what-is-reinsurance#post-24 Sat, 02 May 2009 01:40:09 +0000 Pranav 24@http://www.bimaworld.com/forums/ <p>World wide there are large brokerage firm which provide re-insurance to many insurance company i.e they provide insurance to insurance company. Can you briefly explain about these company? </p>