http://www.bimaworld.com/forums/ Indian Insurance Community Forums en Thu, 09 Sep 2010 19:21:31 +0000 http://www.bimaworld.com/forums/topic/birla-sun-life-dream-plan#post-235 Wed, 15 Jul 2009 20:27:17 +0000 Anonymous 235@http://www.bimaworld.com/forums/ <p>Please help me understand Birla Sun Life's Dream Plan. </p> http://www.bimaworld.com/forums/topic/marine-cargo-claim#post-1656 Wed, 11 Aug 2010 14:52:36 +0000 Anonymous 1656@http://www.bimaworld.com/forums/ <p>Hi Friends,</p> <p>Looking for assistance.<br /> Brief fact of the case is as under.</p> <p>i had sent a consignment of Leather gloves (packed in cardboxes) from Kolkata-Paradip port to Chile (Valpriaso port) through sea using a general purpose container in July 09.<br /> Cargo was in transit for about 3 months involving 3 different transhipment ports &#38; vessels. </p> <p>when the cargo reached destination the seal of the container was found intact &#38; the container was also found apparently in good condition from outside.</p> <p>But when the container was opened at the destination (factory in chile) it was found that the cardboxes containing leather gloves (packed in polybags with selica gel &#38; anti-fungus capsules)were found wet &#38; damaged.</p> <p>the above consignment was insured wide transit insurance all risk policy. on intimation to the insurer about the loss for settlement of the claim. They declined the claim for want of evidence.- How did the consignment got wet.?</p> <p>would appreciate if anybody can suggest what documentary proof can be helpful from the following parties;-</p> <p>a. port authorities - ( 3 transhipment ports involved)<br /> b. vessels captain - ( 3 vessels involved)<br /> c. Shipping line<br /> d. container provider<br /> e. Forwarding agents at both ends</p> <p>And also suggest what could be the possible reason of container being filled with water from inside.</p> <p>Thanks;<br /> Shruti </p> http://www.bimaworld.com/forums/topic/choosing-a-health-insurance-plan#post-1232 Wed, 21 Apr 2010 20:33:29 +0000 Anonymous 1232@http://www.bimaworld.com/forums/ <p>Hi,<br /> I am a non-smoking male of 42 years. My wife is 40 years old housewife and we have a 6 years old daughter. We need a family floater plan for the family for around Rs 4/5 lakhs coverage.Presently, my company provides me a health cover of Rs 4.00 lakhs for the family but I need a personal one. Also, should I go for critical illness cover? I have accidental death insurance of Rs 18.00 lakhs and life insurance of Rs 20.00 lakhs for myself. Please advise a suitable health insurance policy.My priority will be those insurance companies who have good and hassles free settlement record.</p> <p>Thanks,<br /> Purnendu Bagchi<br /> Reply </p> http://www.bimaworld.com/forums/topic/why-women-pay-less-premiums#post-1753 Wed, 01 Sep 2010 12:18:58 +0000 anorplas 1753@http://www.bimaworld.com/forums/ <p>I have heard that life insurance premiums for men are higher than the life insurance premiums for women? Is this true? And what is the reason for this? </p> http://www.bimaworld.com/forums/topic/please-not-lic-jeevan-plus-single-premimum-policy-holders#post-1739 Sun, 29 Aug 2010 22:11:00 +0000 Anonymous 1739@http://www.bimaworld.com/forums/ <p>hello friends i am adv.mahesh m bhogaonkar from jalna maharashtra and i would like to share a information regarding lic jeevan plus policy single premimum that lic had charged double allocation charges to this single premimum policies 4% at inciption and 4% on the first policy annversary.</p> <p>thanks<br /> adv.mahesh m. bhogaonkar </p> http://www.bimaworld.com/forums/topic/present-value-of-lic-future-plus-growth-fund-policy-no-331518736#post-540 Sun, 01 Nov 2009 16:41:31 +0000 Anonymous 540@http://www.bimaworld.com/forums/ <p>What is the present value of above mentioned policy.<br /> hshora </p> http://www.bimaworld.com/forums/topic/insurance-query-1#post-1718 Wed, 25 Aug 2010 16:47:12 +0000 bhardwaj 1718@http://www.bimaworld.com/forums/ <p>What is ULIP plan life cycle?<br /> Why claims are not paid? </p> http://www.bimaworld.com/forums/topic/what-is-the-nav-value-of-unit-plus-ii-bond-equity-fond-in-april-2007#post-1714 Tue, 24 Aug 2010 21:48:17 +0000 Anonymous 1714@http://www.bimaworld.com/forums/ <p>I have a Unit Plus II Plan my mail ID is <a href="mailto:aswinimunu@gmail.com">aswinimunu@gmail.com</a> </p> http://www.bimaworld.com/forums/topic/documents-required-for-personal-accidental-claimwhicle-bathing-in-bathroom#post-1634 Tue, 03 Aug 2010 23:39:16 +0000 Anonymous 1634@http://www.bimaworld.com/forums/ <p>one of my friends mother was having TATA AIG peronal accident cover ,and she lost her life ,as she fell down in the bathroom and got head injury.so it is requested to kindly help me out ,how &#38; what would be the expected douments required to settle the claim . </p> http://www.bimaworld.com/forums/topic/health-insurance-for-old-age#post-1087 Sun, 14 Mar 2010 15:48:01 +0000 Anonymous 1087@http://www.bimaworld.com/forums/ <p>Hi,</p> <p>I am currently based out of India but with a goal to return to India in a few years time. I am 40+ now and would like to take a health insurance policy that covers me and my wife for the rest of our lives. Are there such policies available ? Can you make multiple claims on them ? Any help / guidance will be much appreciated </p> http://www.bimaworld.com/forums/topic/best-health-insurance-providers-in-india#post-228 Tue, 14 Jul 2009 13:20:05 +0000 Anonymous 228@http://www.bimaworld.com/forums/ <p>If I have to take a private healthcare insurance policy in India then which all good health insurance services providers in India will you recommend?</p> <p>How do I judge a good health insurance service provider? </p> http://www.bimaworld.com/forums/topic/medical-insurance-1#post-1278 Mon, 03 May 2010 20:51:32 +0000 Anonymous 1278@http://www.bimaworld.com/forums/ <p>Hi,<br /> I am looking for a medical cover or my parents (Age 63 &#38; 55). Please advise which company provides best services? I have been approached by agents from ICICI Lombard and Oriental insurance. Which one to choose? Which medical covers are most popular in market?<br /> Thanks. </p> http://www.bimaworld.com/forums/topic/25-deduction-from-claim-amount-due-to-not-conducting-spot-survey-is-legal-or-ille#post-1607 Thu, 29 Jul 2010 22:38:02 +0000 V9DBANSAL 1607@http://www.bimaworld.com/forums/ <p>R/Experts<br /> My loss was assessed as Rs. 172000/- but claim cheque was given for Rs. 1,22,000/- by saying that there is rule/clause of 25% deduction if insured had not arranged spot survey of accidental vehicle.In my case spot survey was not conducted because my truck was got accident in a jungle of Bihar and there was every apprehension of every type of loss to life etc. so we remove the vehicle from the spot .Kindly suggest </p> http://www.bimaworld.com/forums/topic/irda-certificate-not-received-yetexam-got-cleared-more-than-6-months-ago#post-1509 Wed, 07 Jul 2010 15:54:38 +0000 Anonymous 1509@http://www.bimaworld.com/forums/ <p>Hi,</p> <p>I have cleared IRDA exam around 6 months back but still i have not received the certificate,so i kindly request to let me know how to get it....</p> <p>With Regards,<br /> Chirag </p> http://www.bimaworld.com/forums/topic/need-info-on-bsl-dream-endowment-plan#post-1566 Mon, 19 Jul 2010 14:24:12 +0000 Anonymous 1566@http://www.bimaworld.com/forums/ <p>Can i opt for BSL Dream Endowment Plan as a Tax Saving option </p> http://www.bimaworld.com/forums/topic/birla-sun-life-dream-endowment-plan#post-870 Mon, 18 Jan 2010 12:29:53 +0000 vinayshahks 870@http://www.bimaworld.com/forums/ <p>With the revised premium &#38; charge structure, is the plan still holds value in terms of insurance &#38; investment?</p> <p>Expert.<br /> Kindly advise. </p> http://www.bimaworld.com/forums/topic/health-insurance#post-495 Sun, 25 Oct 2009 09:55:02 +0000 Anonymous 495@http://www.bimaworld.com/forums/ <p>I want to know about health Insurance policies which among the following r good and worth investing for family health plan:</p> <p>ICICI Health Saver,<br /> SBI Life,<br /> LIC,<br /> Mediclain GIC etc.. </p> http://www.bimaworld.com/forums/topic/lic-profit-plus-policy-of-ulip#post-1537 Tue, 13 Jul 2010 16:57:52 +0000 Anonymous 1537@http://www.bimaworld.com/forums/ <p>I Have taken lic profit plus policy of ulip in august 2009.i want to know number of units purchased. </p> http://www.bimaworld.com/forums/topic/what-is-the-present-value-of-ienav-future-plus-policy#post-1531 Mon, 12 Jul 2010 15:26:15 +0000 Anonymous 1531@http://www.bimaworld.com/forums/ <p>Dear Sir</p> <p>What is the NAV of Future Plus Policy today (12-07-2010).<br /> Please let me know because my scheme period is got over<br /> by 26.7.2010.</p> <p>Regards</p> <p>Balasubramanin<br /> 9944275775<br /> Email: <a href="mailto:balasubra.kri@gmail.com">balasubra.kri@gmail.com</a> </p> http://www.bimaworld.com/forums/topic/switching-in-ulip-plan#post-1474 Sat, 26 Jun 2010 06:05:41 +0000 anand gupta 1474@http://www.bimaworld.com/forums/ <p>when is the right time to switch from equity fund to debt fund and from debt fund to equity fund in any company ulip plan. </p> http://www.bimaworld.com/forums/topic/medicalim-renewable-lifelong#post-1149 Tue, 30 Mar 2010 16:52:38 +0000 vp101 1149@http://www.bimaworld.com/forums/ <p>I would like to know the Companies which renew Mediclaim policies lifelong. </p> http://www.bimaworld.com/forums/topic/sbi-life-equity-fund#post-1433 Wed, 16 Jun 2010 10:36:43 +0000 Anonymous 1433@http://www.bimaworld.com/forums/ <p>please give me the latest nav of SBI life equity pension fund.. asap.plz. </p> http://www.bimaworld.com/forums/topic/insurance-query#post-1418 Fri, 11 Jun 2010 22:54:55 +0000 mohitkumarjainbpl 1418@http://www.bimaworld.com/forums/ <p>Hello Friends,</p> <p>This is Mohit Kumar Jain, a Software Professional working in Bangalore.</p> <p>If anyone is looking for the best and world class solutions for any problem related to skin care, health care or any questions regarding the best insurance policy in the market<br /> then please feel free to contact me.</p> <p>Have a Great Day </p> http://www.bimaworld.com/forums/topic/oss-retails-partners-with-life-insurance-corporation-lic-to-offer-premium-paymen#post-1367 Sat, 29 May 2010 10:43:53 +0000 Anonymous 1367@http://www.bimaworld.com/forums/ <p>OSS group the fastest growing corporate entity globally has alliance with Life Insurance Corporation (LIC) to facilitate existing policy holders an alternate channel for premium payment across India through OSS Retails distribution network. OSS Retail outlets database will be connected with LIC's central server to update the collection on a real-time basis using our latest technology. </p> <p>OSS Group CEO Subhash Jewria stated “We are very excited about the potential tie-up of OSS Retails and LIC which is one of the largest insurance service providers in India. It has huge customer base which holds 51% of market share in insurance industry with a strong focus on rural development and considered to be the trustworthy brand in insurance sector. We further intend to launch a bill payment portal which will allow our consumers to pay electricity bills online without the hassle of waiting in long queues. These services will be provided through our authorized travel operators, local mobile outlets and neighborhood stores.”</p> <p>Since its inception OSS group established itself as a consumer centric brand which focuses on timely deliverable and has provided a platform to entrepreneur which will help them to foster business profitability at a faster rate. </p> <p>According to LIC official “In India, most consumers prefer to shop at local stores as they provide household services on cash payment at a single window. We realized that OSS group has a vast distribution network with more than 55,000 business partners at regional level so to strengthen its local business operations have entered into an agreement which will offer our policy holders a secured platform for premium payment“ </p> <p>LIC policy holder need to provide policy details like policy number, premium Amount, name of the policyholder along with contact details at OSS Retail outlet and after verification process our authorized agent will collect premium amount in cash. </p> http://www.bimaworld.com/forums/topic/online-marketing-strategy-followed-by-insurance-brokering-firms#post-1284 Wed, 05 May 2010 15:00:06 +0000 Anonymous 1284@http://www.bimaworld.com/forums/ <p>I am doing a project (for educational purposes) on the online marketing strategies followed by different insurance brokerage firms like policybazaar, bimadeals etc.</p> <p>Would appreciate if someone could help me with that.</p> <p>Please let me know if any clarification is required.</p> <p>Thanks,<br /> Manish </p>