Birla sun life

1. 

   Anonymous
   

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   i took Birla sunlife dream plan enhancer insurance cover for 18L 20 yrs, monthly i pay about 10K as premium. originally allocated units are about 4800. now theyare about 3350. i know units are removed for charges. but if i opt out of it now, will it be useful?

   Posted 2 years ago #
2. 

   Anonymous
   

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   Depends on how many years have passed on , Outing out is allowed only after 3 yrs at thing moment .

   What are the Insurance Cover , Assured return , Your Reason for taking the policy , what fund is your money in ?

   Manish
   http://www.jagoinvestor.com

   Posted 2 years ago #
3. 

   Ami
   

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   Joined: Jun '09
   Posts: 10

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   Partial withdrawl or Surrender (without any charges)can be done after completion of 3 yrs of the policy.

   In other words, if you wish to surrender before 3yrs the same can be done and will attract some nominal charges.

   But remember, the proceeds will become payable to you only after completion of 3 yrs of the policy. And charges like fund management, mortality charges, allocation charges normally stops and is no further deducted from the units allocated under the policy, after surrender.

   Posted 2 years ago #
4. 

   krishna
   

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   Joined: Jun '09
   Posts: 4

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   very well explained. thanks Ami.

   For further analysis kindly provide the following details:

   Your Date Of Birth
   Date of Commencement of policy
   Basic sum insured under the plan opted
   Guaranteed Maturity benefit Amount opted
   Guaranteed Maturity option taken by you
   Enhanced sum insured opted
   Rider, if any

   and Pl. do register yourself the next time you are participating in the forum for more lively interaction.

   thanks

   Posted 2 years ago #

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