There are many factors involved in fire loss assessment, primarily these points are focused:-
1. Date and Time of Loss
2. Cause of loss
3. Origin of cause of loss
4. Quantum of Loss
5. Type of loss
6. Type of cover opted
7. Sum insured opted
8. Actual sum insured to find out under insurance, if any.
9. Financial Impact of loss and salvages thereto
10 Warranties and other exclusions under the policy.
These are the general points takencare before making any loss assessment.