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Health insurance in India

(3 posts)
  1. Anonymous

    Unregistered

    Hi
    I want to purchase a medical insurance policy for my father who is 65 years of age. Can anyone suggest me a good, affordable policy?

    Posted 1 year ago #
  2. pradeepgoel

    member
    Joined: Jan '11
    Posts: 12

    Hi
    In India a person enters senior citizen category on attaining 60 years of age. Finding the right health insurance policy for senior citizens is a bit difficult since health insurance companies are reluctant to offer them cover due to higher chances of a claim. Health Insurance providers who do provide coverage to senior citizens charge higher premium comparatively subject to medical reports.

    Looking at your requirements I would suggest you policies from Max Bupa who has revolutionized health insurance for senior citizens in India with feature like ‘No age restriction for enrollment’. Also the premium payment cost is little influenced by the age. Apart from this, the policy also offers other features like, assured renewal for life, cashless facility at quality hospital, pre and post hospitalization medical expenses, highest sum insured of upto Rs 50 lakh and many more.

    Posted 12 months ago #
  3. hasmukhlalchheda

    new member
    Joined: Jul '11
    Posts: 1

    Selecting the most beneficial insurance scheme for an elder person is very difficult. The premiums are very high and also the corresponding risk cover offered is very low. In such cases, I would suggest you take help of a reputed insurance broker like GEPL Capital that offers professional insurance advisory services. Their qualified and experienced team of IRDA certified insurance professionals will help you in suggesting the best insurance policy at affordable rates for your father.

    Posted 10 months ago #

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