Hi
In India a person enters senior citizen category on attaining 60 years of age. Finding the right health insurance policy for senior citizens is a bit difficult since health insurance companies are reluctant to offer them cover due to higher chances of a claim. Health Insurance providers who do provide coverage to senior citizens charge higher premium comparatively subject to medical reports.
Looking at your requirements I would suggest you policies from Max Bupa who has revolutionized health insurance for senior citizens in India with feature like ‘No age restriction for enrollment’. Also the premium payment cost is little influenced by the age. Apart from this, the policy also offers other features like, assured renewal for life, cashless facility at quality hospital, pre and post hospitalization medical expenses, highest sum insured of upto Rs 50 lakh and many more.