i want a single premium policy

1. 

   Anonymous
   

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   sir,
   i am 25year student,i have 10lacs rupees at the ..time in bank.i want invesment one time and aim is highest to highest profit in future.last week i meet some companies agent ,ex hdfc-they give highest nav 15 rupees guaranteed [maximum 7 year ],birla life-give me 10% discountat single premium.lic of india also give highest nav.i also meet bharti axa,kotak,bajaj,etc. every company give same profit approx,but charges are diffrent,sir ,the diffent thing is in upper sentences that hdfc give 15rupess min guaranteand and birla life give 10% discount at single premium,sir
   i want short term poliy max 5 year but all companies provide max 10 year policy,i am never invest future so please give advised which company and which policy i invest,and also guide hdfc and birla policy is wright, as tell by their agent.

   Posted 1 year ago #
2. 

   Anonymous
   

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   Please ask your agent to provide you with the copy of the policy terms and conditions.

   Compare those illustrations with the said terms and condition and you would come to know the correct picture.

   Do remember to have good amount of Sum Assured and do not permit them to invest the whole amount as investment without life cover.

   Posted 1 year ago #
3. 

   dushyantsaini
   

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   Joined: Mar '11
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   Dear,

   If you have 10 lakhs in hand, why you want to invest in insurace which is only fetcing 5 % to 15% returns and that too not guranteed. Inflation today is about 15 to 18% that means that your money will get degraded. Go for investment in property or flats which will fetch you with handsome returns, and beat the inflation. Meanwhile take at term insurace for your life which is very cheap. Although I am a insurace advisor, but In my openion investing your hard earned money is not a wise decision.

   regards,
   Dushyant.

   Posted 1 year ago #
4. 

   Anonymous
   

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   dear,dushyant
   i read your advised but i want to invest in futute due to i am not happy of bank interest,so please give corret advise to me,as you know iam 25 year old having 10-12 lacs rupees in bank a\c.as you write property invesment is better for me but i also want a suggestion to you like share market,insurance, mf ,fd,etc.as you know i am a student and no need of money at present and also zero earning at present,the above money gifted by my guardian and i am independent for invesment .finally you wrote that hard earned money invesment is not a good decision[why],i have no idea of invesment but still i want invesment, where the my money build best option for mine future.please you give me correct advised,whose is best for me.------------------mattyssh@gmail.com

   Posted 1 year ago #

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