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Insurance and Illness cover for my aged parents

(5 posts)
  1. Anonymous

    Unregistered

    Hello!

    I belong to middle class family with limited income. My parents are aged 60 & 65. Dad is in sound health with almost no problems in health. Mom is also in good shape except she underwent catract and is popping up a pill daily for Blood pressure.

    We were not in good financial condition during my upbringing years and hence my dad niether had any knowledge or importance about taking adequate insurance cover and illness cover nor the financial capability to pay even small premium those days.

    Things have changed for better, we now enjoy middle class status with no liablities or debts. I am particularly concerned about how to secure their future in terms any major illness cover. A single operation for them at any stage to either of them will wipe of all the savings we have and I have to start from scratch all over again.

    I know it is pretty late, I have tried to contact lot of people to do something atleast now .. but I get the reply now leave it upto fate. I am convinced something should be there.. I checked several senior citizens insurance schemes like Varishta from New India assurance etc...but all of them seem to be lacking the core issue of covering the health of my parents till ripe old age.

    I found this wonderful forum and also read several articles and hence I thought some experts and well wishers will suggest the best possible way to deal with this tricky issue.

    Thank you so much

    Regards

    Jeet
    {Concerned Son!}

    Posted 2 years ago #
  2. devanand

    senior admin
    Joined: Jun '09
    Posts: 94

    Dear Jeet,

    Your parents can be covered vide Varishta Bima Policy of National Insurance subject to some medical examination and MD_ DR's Report:- to name a few reports required:-

    Blood Sugar
    Urine Sugar,
    Blood Pressure,
    ECG,
    Eco-cardiography and
    Eye -check-up including retinoscopy
    + MDs Report"

    Kindly approach any of the National Insurance Agent or Brokers to assist you in the matter.

    IBS
    Posted 2 years ago #
  3. Anonymous

    Unregistered

    Dear Mr. Devanand

    Thank you so much for your advise. I shall get in touch with National Insurance company and proceed further.

    Thank you once again

    Regards

    Jeet

    Posted 2 years ago #
  4. kabra

    member
    Joined: Jun '09
    Posts: 12

    Star Health and Allied Insurance Co. Limited is offering health insurance for senior citizens "without any medical tests".

    Eligible Age Group: 60- 69 Yrs
    Sum Insured : 1 lakh - 2 lakh maxm.
    Pre-existing disesases cover : from 3rd year of the policy
    Premium: Very Low
    Cashless Facility : Available

    Posted 2 years ago #
  5. Anonymous

    Unregistered

    Dear sir

    I Can Provide you the Insurance policy

    Pravin
    amchitambe@gmail.com

    Posted 8 months ago #

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