Medical Insurance

1. 

   Anonymous
   

   Unregistered
   
   

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   I need a medical insurance for me and my family, but unable to choose one wisely, can u please recommend me one? following are my brief details.
   my Age 30
   Wife age 30
   expecting baby by dec 2009,
   adopt baby by dec 2009
   ready to invest rs 10,000 annually,
   no previous insurance for me n my wife,
   no mutal funds or any sort of investment as of now,
   both work abroad, hold NRI status
   have a 2 bhk flat, no commitments left

   Posted 2 years ago #
2. 

   Shyam sundar
   

   new member
   Joined: Aug '09
   Posts: 1

   Reputation:1

    

   You can go for plans offered by both PSU and private insurers.

   To know the names of all General Insurance companies follow the link: http://www.bimaworld.com/forums/topic/indian-insurance-players

   PSU Companies normally do not offer policy cover for new born baby and maternity expenses along with day care charges for the baby, where as private companies do. Like Apollo DKV, Reliance, ICICI etc.

   In case u choose PSU company the new born baby can be covered after the baby has crossed 5 months period.

   For sum insured of Rs. 500,000.00 floater cover the premium will be around Rs. 6500.00 for u and ur wife, + child then the premium will be around about RS, 8900.00

   For individual coverage of rs 500,000 each (3 members)the premium will be around Rs.10500.00.

   It is better to have individual policy of National Insurance having several offices including Head Office placed in Eastern Region of India, Kolkata.

   PSU-Public Sector Undertaking Companies:
   1. National Insurance Co.Ltd.
   2. The New India Assurance Co. Ltd.
   3. The Oriental Insurance Co. Ltd.
   4. United India Insurance Co. Ltd.

   Posted 2 years ago #
3. 

   laloo
   

   new member
   Joined: Jun '09
   Posts: 4

   Reputation:4

    

   You can have medical insurance for S. A. of Rs. 250,000 -300,000 for a premium of Rs. 5000.00

   next you can go for Term assurance policy in your name for
   Rs.150,0000 costing Rs. 5000 for term of 20 Yrs

   to sum-up

   You will have life cover + mediclaim cover within Rs. 10000-12000.

   Just think it over.

   Posted 2 years ago #
4. 

   Anonymous
   

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   Posts: 2

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   Posted 1 year ago #
5. 

   Anonymous
   

   Unregistered
   
   Posts: 3

   Reputation:3

    

   Hi,
   There are various medical insurance companies in India, but I think that Max Bupa Health Insurance may be suitable for you. Check its Heartbeat Family Floater plan which covers maternity benefit and provides cashless facility at quality hospital near you. You can avail more benefits too.

   Posted 1 year ago #

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