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risk selection process

(2 posts)
  1. krishna

    new member
    Joined: Jun '09
    Posts: 4

    Who does the risk selection?

    Posted 3 years ago #
  2. devanand

    senior admin
    Joined: Jun '09
    Posts: 101

    Proposal form is Generally for every class of insurance policy there is a proposal forms which have calls for information from the proposed insured.
    1. General information
    2. Specific information about the subject matter of insurance.

    for ex: General information are like Name of the proposer/insured, address, occupation, age etc.
    And Specific information differs for another calsses of insurance like Motor, Health

    Motor
    Vehicle registration no.
    Date of registartion
    Date of Purchase
    Engine no
    Chahis no
    Register with
    IDV for the car

    Health

    Name of the insured
    is he physically fit and Suffering from any illness/disease
    Any previous illesness
    Any heart problem, BP, sugar,slip dics, breast cancer etc.
    undergoan any surgery in past and like wise the questionniar differs from each class of insurance depending upon the subject matter.

    IBS
    Posted 2 years ago #

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