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What is General Insurance?
Insurance other than ‘Life Insurance’ falls under the category of General Insurance.

General Insurance comprises of insurance of property against fire, burglary etc, personal insurance such as Accident and Health Insurance, and liability insurance which covers Motor Third Party Liability Insurance, Workmen’s Compensation Policy . There are also other covers such as Errors and Omissions insurance for professionals, credit insurance etc.
Types of General Insurance
Health Insurance

Health insurance policy is a reimbursement policy, it is designed to cover medical treatment and surgicial expenses. Some of the companies also provide hospital daily allowance as an add on cover.

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Home Insurance

Home insurance protect your home and your personal property as well as provides protection against liability for accidents that injure other people or damage there property.

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Auto Insurance

Auto insurance provide financial protection for your vehicle - Private cars, Two wheelers and Commercial Vehicles.

Auto insurance provides two type of coverages.

1. Liability Only Policy

2. Own damage cover

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Critical Illness Insurance Policy

Critical Illness Insurance pays a lump-sum benefit upon diagnosis of an illness or condition specified in your plan. The benefit you receive can be spent however you wish - there are no restrictions or requirements.

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Personal accident Insurance

Personal accident insurance is a policy that cover the event of an accident: death, permanent disability or temporary disability. It helps to pay off hospital and medical bills in case of accident, it provides cash benefit to family members in case insured dies in accident.

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Travel Insurance

A Travel Insurance can be purchased to insure yourslf against travel-related accidents, medical expenses or financial expenses to make your life stress free.

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Liability Insurance 

A Liability insurance protects the insured from the risk that may sue him or make third party file legal case on him . It covers risk like injury to third party, damages to property, malpractice or negligence. Intentional damage and contractual liabilities are not covered under this policy.

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